How Are ECO4 Grants Funded? A Quick Guide from Swift Eco

If you’ve heard about the ECO4 scheme but are wondering how these generous grants are actually funded, you’re not alone. At Swift Eco, we help homeowners access these grants, so here’s a simple breakdown of how it works — and how we can help you benefit.

What is the ECO4 Scheme?

The Energy Company Obligation (ECO4) is a government-backed scheme designed to improve the energy efficiency of homes across the UK. Whether it’s installing insulation, new boilers, or heat pumps, ECO4 helps households reduce their energy bills and carbon footprint.

Who Pays for ECO4 Grants?

Here’s what many people don’t realise — ECO4 is funded by the big energy companies, not the government directly. Major suppliers like British Gas, EDF, and others are required by law to contribute towards helping households become more energy-efficient.

Instead of offering direct cash payments, these companies fund approved installers like Swift Eco to carry out energy-saving improvements at no cost to qualifying homeowners and tenants. It’s part of their obligation to reduce the UK’s overall carbon emissions and help tackle fuel poverty.

How Does Swift Eco Fit In?

At Swift Eco, we work closely with these energy companies to deliver ECO4-funded upgrades in homes just like yours. Our team handles everything from eligibility checks to installation, so you don’t need to worry about paperwork or dealing with suppliers directly.

Why This Matters

Knowing how ECO4 is funded gives you peace of mind — you’re not taking out a loan or agreeing to hidden costs. By working with Swift Eco, you’re accessing a fully funded service, backed by the government’s drive to make homes greener and more efficient.

Ready to Apply?

If you think you might be eligible for an ECO4 grant, get in touch with Swift Eco today. Our friendly team can guide you through the process and help improve your home — without the upfront cost.